Bankruptcy of Credit Issues		Not So perfect Credit Scores
Bad Situations Do Not Disqualify You for the Loan You Need Because you may have filed for bankruptcy, or lost a job or had difficulty paying some bills on time, those circumstances and their result do not disqualify you to obtain a loan.  Depending on what your current situation is, you may be eligible for the same loan amounts and loan to value scenarios that borrowers with "excellent" credit history. Depending on each individual's particular needs and circumstances, Florida Mortgage Connection will always work in your best interest to find the best loan at the lowest payment.		You Can Still Obtain a Loan Usually interest rates are slightly higher for those who have some credit blemishes currently or in their past.  However, financing is available for you.  The program you may be eligible for may be fixed for a period of time then revert to an adjustable rate mortgage, or may be fixed for whole duration of the loan.  For example a 2/28 is a loan that amortizes in 30 years, is fixed for the first 2 years and then reverts to a one year ARM.  There are 2/28, 3/27, 5/25 available as well as 15 or 30 years fixed rate programs.

The sub-prime market also offers no down payment loans, investment property loans, loans for self-employed borrowers who have difficulty "proving" their income and a wide array of credit circumstances including loans if you had bankruptcies, foreclosures, collections, judgments, defaults, or any other credit problem.

If you want to own a home and you are willing to overcome your past or current credit deficiencies, contact the mortgage professionals at Florida Mortgage Connection and we will help you obtain a fresh start. Call today 1-888-881-9900 or